Vintage Gretsch on MGM National Harbor stage   Baltimore Blast soccer    Baltimore Orioles 1987    Daisy is a Cubs fan  Jerry was born in Baltimore on 6/20/1951. After college & serving in the Air Force he became a licensed mortician in 1972 directing his family's funeral home business until 1978 when he founded Jerry Cvach Associates. He became interested in financial services when he saw devastating effects lack of estate planning had on survivors particularly women who were part of a generation where the husband took care of finances. Jerry earned his Certified Financial Planner (CFP) designation in 1983 through Denver College of Financial Planning & built his practice with idea clients should be taught rather than simply told about financial matters. Jerry in his 44th year of service. He resides with his wife Joanne in Hunt Valley, MD & Bonita Springs, FL. Jerry has been active in sports locally & particularly enjoyed his experiences with Baltimore Orioles & Baltimore Blast organizations. With many musician clients impromptu jam session often follows business meetings. Jerry served on the Board of Directors Chesapeake Wildlife Sanctuary & supports area animal rescue organizations.